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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,509 | $71,873-79.8% | $86,698-83.3% | $68,490-78.8% |
| Participation rate | 61.4% | 72.2%-10.9pp | 76.6%-15.2pp | 67.9%-6.5pp |
| Annual return | 0.00% | 3.54%-3.5pp | 35.96%-36.0pp | -7.85%+7.9pp |
| Employer contribution / active EE | $1,393 | $2,173-35.9% | $2,837-50.9% | $2,597-46.3% |
| Participant deferral / active EE | $1,687 | $3,779-55.4% | $4,656-63.8% | $4,028-58.1% |
| Admin fee / account holder | $141 | $6,110-97.7% | $7,492-98.1% | $5,403-97.4% |