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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,315 | $54,370+69.8% | $82,763+11.5% | $68,490+34.8% |
| Participation rate | 85.2% | 63.9%+21.3pp | 72.6%+12.6pp | 67.9%+17.3pp |
| Annual return | -18.23% | -13.67%-4.6pp | 702.45%-720.7pp | -7.85%-10.4pp |
| Employer contribution / active EE | $4,293 | $2,219+93.4% | $3,008+42.7% | $2,597+65.3% |
| Participant deferral / active EE | $4,418 | $3,247+36.1% | $4,395+0.5% | $4,028+9.7% |
| Admin fee / account holder | $20,071 | $4,398+356.4% | $5,325+276.9% | $5,403+271.5% |