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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,803 | $88,710+59.8% | $81,783+73.4% | $145,959-2.8% |
| Participation rate | 92.9% | 75.0%+17.8pp | 72.4%+20.5pp | 80.3%+12.6pp |
| Annual return | 44.23% | 1027.26%-983.0pp | 775.05%-730.8pp | 561.95%-517.7pp |
| Employer contribution / active EE | $8,598 | $3,083+178.9% | $2,913+195.2% | $4,661+84.5% |
| Participant deferral / active EE | $9,525 | $4,645+105.1% | $4,320+120.5% | $6,689+42.4% |
| Admin fee / account holder | $3,188 | $8,407-62.1% | $7,380-56.8% | $13,398-76.2% |