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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,803 | $88,754+59.8% | $81,820+73.3% | $145,877-2.8% |
| Participation rate | 92.9% | 75.1%+17.8pp | 72.4%+20.5pp | 80.3%+12.6pp |
| Annual return | 44.23% | 1031.77%-987.5pp | 777.93%-733.7pp | 551.28%-507.1pp |
| Employer contribution / active EE | $8,598 | $3,085+178.7% | $2,915+195.0% | $4,663+84.4% |
| Participant deferral / active EE | $9,525 | $4,648+104.9% | $4,323+120.4% | $6,691+42.4% |
| Admin fee / account holder | $3,188 | $8,424-62.2% | $7,391-56.9% | $13,402-76.2% |