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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,803 | $88,815+59.7% | $81,882+73.2% | $145,897-2.8% |
| Participation rate | 92.9% | 75.1%+17.8pp | 72.4%+20.5pp | 80.3%+12.6pp |
| Annual return | 44.23% | 1033.75%-989.5pp | 779.47%-735.2pp | 552.29%-508.1pp |
| Employer contribution / active EE | $8,598 | $3,086+178.6% | $2,916+194.9% | $4,663+84.4% |
| Participant deferral / active EE | $9,525 | $4,647+105.0% | $4,323+120.3% | $6,689+42.4% |
| Admin fee / account holder | $3,188 | $8,434-62.2% | $7,360-56.7% | $13,390-76.2% |