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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,689 | $29,319+42.2% | $52,425-20.5% | $82,448-49.4% |
| Participation rate | 16.1% | 46.9%-30.7pp | 55.6%-39.5pp | 68.1%-51.9pp |
| Annual return | 24.56% | 535.20%-510.6pp | 302.12%-277.6pp | 41.64%-17.1pp |
| Employer contribution / active EE | $334 | $586-43.1% | $914-63.5% | $2,551-86.9% |
| Participant deferral / active EE | $414 | $1,171-64.7% | $1,790-76.9% | $4,139-90.0% |
| Admin fee / account holder | $880 | $1,962-55.1% | $2,495-64.7% | $7,234-87.8% |