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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,485 | $76,608-58.9% | $56,077-43.9% | $145,877-78.4% |
| Participation rate | 22.7% | 63.2%-40.5pp | 52.5%-29.8pp | 80.3%-57.6pp |
| Annual return | 16.18% | 3009.59%-2993.4pp | 1709.28%-1693.1pp | 551.28%-535.1pp |
| Employer contribution / active EE | $528 | $1,382-61.8% | $1,040-49.3% | $4,663-88.7% |
| Participant deferral / active EE | $1,312 | $2,624-50.0% | $1,954-32.9% | $6,691-80.4% |
| Admin fee / account holder | $593 | $3,325-82.2% | $2,825-79.0% | $13,402-95.6% |