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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,490 | $58,099-92.3% | $76,872-94.2% | $75,173-94.0% |
| Participation rate | 86.1% | 63.9%+22.2pp | 69.6%+16.5pp | 67.2%+18.9pp |
| Annual return | 123.76% | 26.71%+97.0pp | 37.90%+85.9pp | 160.72%-37.0pp |
| Employer contribution / active EE | $1,225 | $1,996-38.6% | $2,533-51.6% | $2,671-54.1% |
| Participant deferral / active EE | $1,428 | $2,999-52.4% | $3,832-62.7% | $4,126-65.4% |
| Admin fee / account holder | $574 | $4,778-88.0% | $5,476-89.5% | $5,651-89.8% |