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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $179,058 | $190,916-6.2% | $160,037+11.9% | $134,545+33.1% |
| Participation rate | 66.7% | 82.0%-15.3pp | 78.0%-11.3pp | 81.2%-14.6pp |
| Annual return | -17.37% | 552.79%-570.2pp | 408.95%-426.3pp | 418.37%-435.7pp |
| Employer contribution / active EE | $3,868 | $4,996-22.6% | $4,226-8.5% | $4,742-18.4% |
| Participant deferral / active EE | $6,833 | $6,925-1.3% | $6,184+10.5% | $6,401+6.7% |
| Admin fee / account holder | $1,490 | $10,497-85.8% | $8,716-82.9% | $11,431-87.0% |