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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,563 | $65,555-68.6% | $86,216-76.1% | $75,173-72.6% |
| Participation rate | 38.5% | 60.5%-22.0pp | 69.0%-30.5pp | 67.2%-28.7pp |
| Annual return | 222.94% | 46.07%+176.9pp | 1169.42%-946.5pp | 160.72%+62.2pp |
| Employer contribution / active EE | $643 | $1,553-58.6% | $2,382-73.0% | $2,671-75.9% |
| Participant deferral / active EE | $1,608 | $3,023-46.8% | $3,986-59.7% | $4,126-61.0% |
| Admin fee / account holder | $71 | $5,469-98.7% | $6,853-99.0% | $5,651-98.7% |