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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,681 | $112,729-73.7% | $98,716-69.9% | $137,256-78.4% |
| Participation rate | 36.4% | 74.2%-37.9pp | 69.3%-32.9pp | 80.0%-43.6pp |
| Annual return | 18.77% | 38.48%-19.7pp | 31.81%-13.0pp | 220.34%-201.6pp |
| Employer contribution / active EE | $860 | $2,725-68.5% | $2,279-62.3% | $4,156-79.3% |
| Participant deferral / active EE | $2,413 | $4,640-48.0% | $4,048-40.4% | $6,407-62.3% |
| Admin fee / account holder | $42 | $10,129-99.6% | $8,703-99.5% | $12,270-99.7% |