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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,546 | $93,598-73.8% | $135,974-81.9% | $75,173-67.3% |
| Participation rate | 97.6% | 75.2%+22.4pp | 81.9%+15.6pp | 67.2%+30.4pp |
| Annual return | 110.16% | 30.89%+79.3pp | 68.30%+41.9pp | 160.72%-50.6pp |
| Employer contribution / active EE | $4,590 | $3,538+29.7% | $4,859-5.5% | $2,671+71.9% |
| Participant deferral / active EE | $7,999 | $6,405+24.9% | $7,760+3.1% | $4,126+93.9% |
| Admin fee / account holder | $485 | $6,978-93.1% | $10,767-95.5% | $5,651-91.4% |