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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $237,536 | $211,288+12.4% | $178,540+33.0% | $145,884+62.8% |
| Participation rate | 100.0% | 80.8%+19.2pp | 77.1%+22.9pp | 80.3%+19.7pp |
| Annual return | 7.66% | 30.27%-22.6pp | 27.15%-19.5pp | 551.85%-544.2pp |
| Employer contribution / active EE | $15,463 | $4,574+238.1% | $3,953+291.2% | $4,662+231.7% |
| Participant deferral / active EE | $23,000 | $6,967+230.2% | $6,281+266.2% | $6,690+243.8% |
| Admin fee / account holder | $2,566 | $12,105-78.8% | $10,424-75.4% | $13,392-80.8% |