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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $237,536 | $211,239+12.4% | $178,528+33.1% | $145,877+62.8% |
| Participation rate | 100.0% | 80.8%+19.2pp | 77.1%+22.9pp | 80.3%+19.7pp |
| Annual return | 7.66% | 30.22%-22.6pp | 27.11%-19.5pp | 551.28%-543.6pp |
| Employer contribution / active EE | $15,463 | $4,570+238.3% | $3,950+291.4% | $4,663+231.6% |
| Participant deferral / active EE | $23,000 | $6,963+230.3% | $6,278+266.3% | $6,691+243.8% |
| Admin fee / account holder | $2,566 | $12,095-78.8% | $10,419-75.4% | $13,402-80.9% |