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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,628 | $161,352-94.0% | $134,172-92.8% | $137,256-93.0% |
| Participation rate | 100.0% | 78.3%+21.7pp | 72.5%+27.5pp | 80.0%+20.0pp |
| Annual return | 20.42% | 28.72%-8.3pp | 25.30%-4.9pp | 220.34%-199.9pp |
| Employer contribution / active EE | $3,470 | $4,099-15.3% | $3,420+1.5% | $4,156-16.5% |
| Participant deferral / active EE | $5,091 | $5,552-8.3% | $4,690+8.5% | $6,407-20.5% |
| Admin fee / account holder | $612 | $15,028-95.9% | $12,016-94.9% | $12,270-95.0% |