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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,628 | $177,156-94.6% | $147,027-93.5% | $154,746-93.8% |
| Participation rate | 100.0% | 79.4%+20.6pp | 73.7%+26.3pp | 80.7%+19.3pp |
| Annual return | 20.42% | 21.94%-1.5pp | 20.23%+0.2pp | 172.34%-151.9pp |
| Employer contribution / active EE | $3,470 | $4,336-20.0% | $3,626-4.3% | $4,379-20.8% |
| Participant deferral / active EE | $5,091 | $5,797-12.2% | $4,933+3.2% | $6,730-24.4% |
| Admin fee / account holder | $612 | $14,904-95.9% | $12,223-95.0% | $14,365-95.7% |