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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,238 | $29,716+183.5% | $56,077+50.2% | $80,925+4.1% |
| Participation rate | 9.5% | 41.7%-32.2pp | 52.5%-43.0pp | 67.7%-58.1pp |
| Annual return | 59.83% | 35.30%+24.5pp | 1709.28%-1649.4pp | 35.65%+24.2pp |
| Employer contribution / active EE | $335 | $671-50.0% | $1,040-67.8% | $2,756-87.8% |
| Participant deferral / active EE | $1,676 | $1,228+36.4% | $1,954-14.2% | $4,299-61.0% |
| Admin fee / account holder | $961 | $2,432-60.5% | $2,825-66.0% | $6,940-86.1% |