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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,238 | $57,330-56.0% | $86,656-70.9% | $75,177-66.4% |
| Participation rate | 81.3% | 63.2%+18.1pp | 71.7%+9.5pp | 67.2%+14.0pp |
| Annual return | 12.98% | 2675.40%-2662.4pp | 593.09%-580.1pp | 160.75%-147.8pp |
| Employer contribution / active EE | $2,484 | $2,316+7.2% | $3,025-17.9% | $2,671-7.0% |
| Participant deferral / active EE | $1,381 | $3,320-58.4% | $4,439-68.9% | $4,126-66.5% |
| Admin fee / account holder | $3,544 | $4,115-13.9% | $5,619-36.9% | $5,651-37.3% |