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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,117 | $227,291-90.3% | $214,702-89.7% | $155,188-85.7% |
| Participation rate | 83.3% | 88.0%-4.6pp | 87.5%-4.1pp | 80.8%+2.5pp |
| Annual return | 19.53% | 60.08%-40.5pp | 54.55%-35.0pp | 148.84%-129.3pp |
| Employer contribution / active EE | $2,584 | $6,772-61.8% | $6,461-60.0% | $4,248-39.2% |
| Participant deferral / active EE | $2,974 | $9,582-69.0% | $9,147-67.5% | $6,531-54.5% |
| Admin fee / account holder | $352 | $20,413-98.3% | $19,830-98.2% | $14,480-97.6% |