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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,929 | $162,136-58.1% | $152,301-55.4% | $154,746-56.1% |
| Participation rate | 95.5% | 84.1%+11.3pp | 82.4%+13.0pp | 80.7%+14.8pp |
| Annual return | 85.54% | 91.02%-5.5pp | 80.50%+5.0pp | 172.34%-86.8pp |
| Employer contribution / active EE | $7,833 | $4,890+60.2% | $4,624+69.4% | $4,379+78.9% |
| Participant deferral / active EE | $6,451 | $8,341-22.7% | $8,004-19.4% | $6,730-4.1% |
| Admin fee / account holder | $1,191 | $15,759-92.4% | $14,398-91.7% | $14,365-91.7% |