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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,806 | $97,125-97.1% | $86,233-96.7% | $137,256-98.0% |
| Participation rate | 90.9% | 74.2%+16.7pp | 69.0%+21.9pp | 80.0%+10.9pp |
| Annual return | 21.21% | 74.19%-53.0pp | 61.39%-40.2pp | 220.34%-199.1pp |
| Employer contribution / active EE | $673 | $2,841-76.3% | $2,504-73.1% | $4,156-83.8% |
| Participant deferral / active EE | $1,147 | $5,180-77.8% | $4,559-74.8% | $6,407-82.1% |
| Admin fee / account holder | $578 | $9,725-94.1% | $8,342-93.1% | $12,270-95.3% |