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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,829 | $183,592-93.6% | $155,574-92.4% | $145,877-91.9% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 13.62% | 61.37%-47.8pp | 64.87%-51.3pp | 551.28%-537.7pp |
| Employer contribution / active EE | $2,921 | $5,317-45.1% | $4,676-37.5% | $4,663-37.4% |
| Participant deferral / active EE | $3,935 | $6,466-39.1% | $5,629-30.1% | $6,691-41.2% |
| Admin fee / account holder | $2,466 | $19,316-87.2% | $15,914-84.5% | $13,402-81.6% |