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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,719 | $160,028-49.6% | $147,080-45.1% | $145,884-44.7% |
| Participation rate | 44.4% | 84.0%-39.6pp | 82.2%-37.7pp | 80.3%-35.9pp |
| Annual return | 13.42% | 98.60%-85.2pp | 420.17%-406.7pp | 551.85%-538.4pp |
| Employer contribution / active EE | $2,873 | $5,286-45.6% | $4,933-41.8% | $4,662-38.4% |
| Participant deferral / active EE | $4,274 | $8,422-49.2% | $8,066-47.0% | $6,690-36.1% |
| Admin fee / account holder | $3,957 | $15,030-73.7% | $12,989-69.5% | $13,392-70.5% |