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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,339 | $110,410-8.2% | $102,437-1.1% | $145,897-30.5% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 15.30% | 24.85%-9.6pp | 24.95%-9.6pp | 552.29%-537.0pp |
| Employer contribution / active EE | $15,549 | $4,217+268.7% | $3,871+301.7% | $4,663+233.5% |
| Participant deferral / active EE | $11,241 | $5,622+100.0% | $5,060+122.2% | $6,689+68.0% |
| Admin fee / account holder | $3,185 | $9,745-67.3% | $8,388-62.0% | $13,390-76.2% |