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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,732 | $138,312-95.1% | $122,979-94.5% | $155,188-95.7% |
| Participation rate | 90.9% | 80.2%+10.7pp | 77.2%+13.7pp | 80.8%+10.1pp |
| Annual return | 21.10% | 22.06%-1.0pp | 20.12%+1.0pp | 148.84%-127.7pp |
| Employer contribution / active EE | $3,809 | $3,530+7.9% | $3,062+24.4% | $4,248-10.3% |
| Participant deferral / active EE | $4,419 | $5,592-21.0% | $5,003-11.7% | $6,531-32.3% |
| Admin fee / account holder | $1,063 | $15,089-93.0% | $12,864-91.7% | $14,480-92.7% |