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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,732 | $124,425-94.6% | $112,040-94.0% | $137,256-95.1% |
| Participation rate | 90.9% | 79.3%+11.6pp | 76.5%+14.4pp | 80.0%+10.9pp |
| Annual return | 21.10% | 24.72%-3.6pp | 24.52%-3.4pp | 220.34%-199.2pp |
| Employer contribution / active EE | $3,809 | $3,411+11.7% | $2,954+29.0% | $4,156-8.3% |
| Participant deferral / active EE | $4,419 | $5,718-22.7% | $5,098-13.3% | $6,407-31.0% |
| Admin fee / account holder | $1,063 | $15,207-93.0% | $12,098-91.2% | $12,270-91.3% |