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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,732 | $136,860-95.1% | $120,344-94.4% | $154,746-95.6% |
| Participation rate | 90.9% | 79.9%+11.0pp | 76.7%+14.2pp | 80.7%+10.2pp |
| Annual return | 21.10% | 21.38%-0.3pp | 20.30%+0.8pp | 172.34%-151.2pp |
| Employer contribution / active EE | $3,809 | $3,533+7.8% | $3,020+26.1% | $4,379-13.0% |
| Participant deferral / active EE | $4,419 | $5,793-23.7% | $5,135-13.9% | $6,730-34.3% |
| Admin fee / account holder | $1,063 | $15,393-93.1% | $12,742-91.7% | $14,365-92.6% |