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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,509 | $102,422-87.8% | $147,117-91.5% | $80,959-84.5% |
| Participation rate | 95.6% | 75.9%+19.7pp | 82.2%+13.4pp | 67.7%+27.9pp |
| Annual return | 14.67% | 135.16%-120.5pp | 420.54%-405.9pp | 35.67%-21.0pp |
| Employer contribution / active EE | $1,365 | $3,717-63.3% | $4,932-72.3% | $2,757-50.5% |
| Participant deferral / active EE | $4,595 | $6,652-30.9% | $8,065-43.0% | $4,300+6.8% |
| Admin fee / account holder | $1,526 | $7,953-80.8% | $12,993-88.3% | $6,925-78.0% |