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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $182,550 | $167,533+9.0% | $151,645+20.4% | $134,545+35.7% |
| Participation rate | 66.7% | 88.4%-21.7pp | 87.5%-20.8pp | 81.2%-14.6pp |
| Annual return | 0.00% | 7.81%-7.8pp | 3.34%-3.3pp | 418.37%-418.4pp |
| Employer contribution / active EE | $268 | $6,828-96.1% | $6,165-95.7% | $4,742-94.4% |
| Participant deferral / active EE | $5,358 | $8,985-40.4% | $8,363-35.9% | $6,401-16.3% |
| Admin fee / account holder | $2,783 | $13,781-79.8% | $11,614-76.0% | $11,431-75.7% |