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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $219,181 | $167,353+31.0% | $143,797+52.4% | $134,545+62.9% |
| Participation rate | 87.5% | 84.8%+2.7pp | 80.3%+7.2pp | 81.2%+6.3pp |
| Annual return | -50.87% | 0.48%-51.4pp | -0.04%-50.8pp | 418.37%-469.2pp |
| Employer contribution / active EE | $615 | $5,620-89.1% | $4,952-87.6% | $4,742-87.0% |
| Participant deferral / active EE | $4,604 | $6,447-28.6% | $5,638-18.3% | $6,401-28.1% |
| Admin fee / account holder | $12,425 | $18,096-31.3% | $14,679-15.4% | $11,431+8.7% |