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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,050 | $167,353-95.8% | $143,797-95.1% | $134,545-94.8% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -26.24% | 0.48%-26.7pp | -0.04%-26.2pp | 418.37%-444.6pp |
| Employer contribution / active EE | $1,553 | $5,620-72.4% | $4,952-68.6% | $4,742-67.2% |
| Participant deferral / active EE | $4,918 | $6,447-23.7% | $5,638-12.8% | $6,401-23.2% |
| Admin fee / account holder | $484 | $18,096-97.3% | $14,679-96.7% | $11,431-95.8% |