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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,828 | $183,627-82.7% | $155,602-79.5% | $145,978-78.2% |
| Participation rate | 66.7% | 82.7%-16.0pp | 78.2%-11.5pp | 80.3%-13.6pp |
| Annual return | 16.60% | 61.32%-44.7pp | 64.81%-48.2pp | 550.52%-533.9pp |
| Employer contribution / active EE | $1,740 | $5,316-67.3% | $4,675-62.8% | $4,662-62.7% |
| Participant deferral / active EE | $10,099 | $6,466+56.2% | $5,629+79.4% | $6,690+51.0% |
| Admin fee / account holder | $621 | $19,327-96.8% | $15,923-96.1% | $13,400-95.4% |