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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,158,058 | $201,344+475.2% | $184,243+528.5% | $145,877+693.9% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 37.02% | 29.01%+8.0pp | 28.82%+8.2pp | 551.28%-514.3pp |
| Employer contribution / active EE | $27,875 | $7,022+296.9% | $6,427+333.7% | $4,663+497.8% |
| Participant deferral / active EE | $19,750 | $9,807+101.4% | $9,132+116.3% | $6,691+195.2% |
| Admin fee / account holder | $674 | $16,382-95.9% | $13,914-95.2% | $13,402-95.0% |