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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,426,725 | $223,823+537.4% | $211,142+575.7% | $154,746+822.0% |
| Participation rate | 100.0% | 87.9%+12.1pp | 87.3%+12.7pp | 80.7%+19.3pp |
| Annual return | 18.93% | 50.39%-31.5pp | 46.84%-27.9pp | 172.34%-153.4pp |
| Employer contribution / active EE | $29,500 | $6,787+334.7% | $6,442+357.9% | $4,379+573.7% |
| Participant deferral / active EE | $20,000 | $9,750+105.1% | $9,284+115.4% | $6,730+197.2% |
| Admin fee / account holder | $765 | $19,707-96.1% | $19,076-96.0% | $14,365-94.7% |