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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,050 | $78,027-92.2% | $178,528-96.6% | $80,925-92.5% |
| Participation rate | 83.1% | 65.7%+17.4pp | 77.1%+6.0pp | 67.7%+15.4pp |
| Annual return | 31.01% | 18.09%+12.9pp | 27.11%+3.9pp | 35.65%-4.6pp |
| Employer contribution / active EE | $1,856 | $2,281-18.6% | $3,950-53.0% | $2,756-32.7% |
| Participant deferral / active EE | $2,427 | $4,408-44.9% | $6,278-61.3% | $4,299-43.5% |
| Admin fee / account holder | $2,494 | $7,168-65.2% | $10,419-76.1% | $6,940-64.1% |