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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,906 | $181,062-76.9% | $158,223-73.5% | $155,188-73.0% |
| Participation rate | 91.7% | 82.7%+9.0pp | 79.2%+12.5pp | 80.8%+10.9pp |
| Annual return | 81.65% | 57.39%+24.3pp | 52.09%+29.6pp | 148.84%-67.2pp |
| Employer contribution / active EE | $2,001 | $4,565-56.2% | $4,109-51.3% | $4,248-52.9% |
| Participant deferral / active EE | $5,064 | $6,134-17.4% | $5,467-7.4% | $6,531-22.5% |
| Admin fee / account holder | $2,127 | $18,825-88.7% | $16,047-86.7% | $14,480-85.3% |