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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,301 | $96,691-83.1% | $86,656-81.2% | $139,487-88.3% |
| Participation rate | 85.7% | 74.4%+11.3pp | 71.7%+14.0pp | 80.3%+5.4pp |
| Annual return | 23.96% | 106.87%-82.9pp | 593.09%-569.1pp | 373.84%-349.9pp |
| Employer contribution / active EE | $2,958 | $3,267-9.5% | $3,025-2.2% | $4,755-37.8% |
| Participant deferral / active EE | $5,460 | $4,838+12.9% | $4,439+23.0% | $6,713-18.7% |
| Admin fee / account holder | $2,531 | $6,414-60.5% | $5,619-54.9% | $11,407-77.8% |