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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,056 | $81,331-65.5% | $155,534-82.0% | $80,935-65.3% |
| Participation rate | 39.0% | 66.3%-27.3pp | 78.2%-39.3pp | 67.7%-28.7pp |
| Annual return | 11.53% | 33.37%-21.8pp | 64.92%-53.4pp | 35.66%-24.1pp |
| Employer contribution / active EE | $532 | $3,105-82.9% | $4,675-88.6% | $2,757-80.7% |
| Participant deferral / active EE | $1,040 | $3,454-69.9% | $5,630-81.5% | $4,299-75.8% |
| Admin fee / account holder | $6,240 | $7,999-22.0% | $15,900-60.8% | $6,924-9.9% |