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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,470 | $148,623-19.6% | $135,974-12.1% | $139,466-14.3% |
| Participation rate | 94.4% | 83.9%+10.6pp | 81.9%+12.5pp | 80.3%+14.1pp |
| Annual return | 17.89% | 79.30%-61.4pp | 68.30%-50.4pp | 373.66%-355.8pp |
| Employer contribution / active EE | $11,278 | $5,246+115.0% | $4,859+132.1% | $4,754+137.2% |
| Participant deferral / active EE | $15,197 | $8,103+87.5% | $7,760+95.8% | $6,712+126.4% |
| Admin fee / account holder | $587 | $12,406-95.3% | $10,767-94.5% | $11,409-94.9% |