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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $166,588 | $159,934+4.2% | $147,005+13.3% | $145,959+14.1% |
| Participation rate | 80.0% | 84.0%-4.0pp | 82.2%-2.2pp | 80.3%-0.3pp |
| Annual return | 7.79% | 98.24%-90.4pp | 418.76%-411.0pp | 561.95%-554.2pp |
| Employer contribution / active EE | $12,222 | $5,287+131.1% | $4,934+147.7% | $4,661+162.2% |
| Participant deferral / active EE | $9,431 | $8,427+11.9% | $8,070+16.9% | $6,689+41.0% |
| Admin fee / account holder | $10,646 | $15,053-29.3% | $13,006-18.1% | $13,398-20.5% |