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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $166,588 | $160,070+4.1% | $147,117+13.2% | $145,897+14.2% |
| Participation rate | 80.0% | 84.0%-4.0pp | 82.2%-2.2pp | 80.3%-0.3pp |
| Annual return | 7.79% | 98.69%-90.9pp | 420.54%-412.7pp | 552.29%-544.5pp |
| Employer contribution / active EE | $12,222 | $5,285+131.3% | $4,932+147.8% | $4,663+162.1% |
| Participant deferral / active EE | $9,431 | $8,419+12.0% | $8,065+16.9% | $6,689+41.0% |
| Admin fee / account holder | $10,646 | $15,035-29.2% | $12,993-18.1% | $13,390-20.5% |