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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,019 | $101,618-89.2% | $93,063-88.2% | $137,256-92.0% |
| Participation rate | 94.1% | 74.9%+19.2pp | 72.1%+22.0pp | 80.0%+14.2pp |
| Annual return | 24.67% | 223.95%-199.3pp | 34.15%-9.5pp | 220.34%-195.7pp |
| Employer contribution / active EE | $1,094 | $2,707-59.6% | $2,476-55.8% | $4,156-73.7% |
| Participant deferral / active EE | $1,965 | $4,279-54.1% | $3,958-50.4% | $6,407-69.3% |
| Admin fee / account holder | $340 | $6,198-94.5% | $6,033-94.4% | $12,270-97.2% |