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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,109 | $29,736+169.4% | $56,033+43.0% | $80,935-1.0% |
| Participation rate | 24.0% | 41.7%-17.7pp | 52.5%-28.5pp | 67.7%-43.7pp |
| Annual return | 15.48% | 35.28%-19.8pp | 1711.38%-1695.9pp | 35.66%-20.2pp |
| Employer contribution / active EE | $296 | $671-55.9% | $1,041-71.6% | $2,757-89.3% |
| Participant deferral / active EE | $1,288 | $1,228+4.9% | $1,954-34.1% | $4,299-70.0% |
| Admin fee / account holder | $7,637 | $2,434+213.8% | $2,827+170.1% | $6,924+10.3% |