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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,262 | $102,429-79.2% | $147,096-85.5% | $80,925-73.7% |
| Participation rate | 92.7% | 75.9%+16.8pp | 82.2%+10.5pp | 67.7%+25.0pp |
| Annual return | 16.56% | 135.02%-118.5pp | 419.75%-403.2pp | 35.65%-19.1pp |
| Employer contribution / active EE | $5,171 | $3,716+39.2% | $4,936+4.8% | $2,756+87.6% |
| Participant deferral / active EE | $4,980 | $6,649-25.1% | $8,071-38.3% | $4,299+15.8% |
| Admin fee / account holder | $763 | $7,957-90.4% | $13,005-94.1% | $6,940-89.0% |