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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,565 | $61,787-36.0% | $97,197-59.3% | $80,925-51.1% |
| Participation rate | 100.0% | 63.5%+36.5pp | 72.7%+27.3pp | 67.7%+32.3pp |
| Annual return | 22.37% | -558.16%+580.5pp | 75.47%-53.1pp | 35.65%-13.3pp |
| Employer contribution / active EE | $3,843 | $1,836+109.3% | $2,723+41.2% | $2,756+39.4% |
| Participant deferral / active EE | $6,611 | $3,027+118.4% | $4,263+55.1% | $4,299+53.8% |
| Admin fee / account holder | $6,295 | $5,170+21.8% | $5,637+11.7% | $6,940-9.3% |