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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $364,274 | $175,231+107.9% | $149,696+143.3% | $139,466+161.2% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 12.73% | 166.77%-154.0pp | 134.46%-121.7pp | 373.66%-360.9pp |
| Employer contribution / active EE | $5,345 | $5,478-2.4% | $4,821+10.9% | $4,754+12.4% |
| Participant deferral / active EE | $5,349 | $6,521-18.0% | $5,682-5.9% | $6,712-20.3% |
| Admin fee / account holder | $333 | $16,155-97.9% | $13,212-97.5% | $11,409-97.1% |