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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,676 | $185,905-48.0% | $170,057-43.2% | $139,487-30.7% |
| Participation rate | 100.0% | 87.8%+12.2pp | 87.0%+13.0pp | 80.3%+19.7pp |
| Annual return | 44.72% | 60.56%-15.8pp | 53.42%-8.7pp | 373.84%-329.1pp |
| Employer contribution / active EE | $21,438 | $7,597+182.2% | $6,790+215.7% | $4,755+350.9% |
| Participant deferral / active EE | $21,525 | $11,627+85.1% | $10,411+106.8% | $6,713+220.7% |
| Admin fee / account holder | $8,690 | $15,397-43.6% | $12,826-32.2% | $11,407-23.8% |