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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,382 | $183,516-86.7% | $155,534-84.3% | $145,884-83.3% |
| Participation rate | 66.7% | 82.7%-16.0pp | 78.2%-11.6pp | 80.3%-13.6pp |
| Annual return | 18.28% | 61.43%-43.1pp | 64.92%-46.6pp | 551.85%-533.6pp |
| Employer contribution / active EE | $1,263 | $5,315-76.2% | $4,675-73.0% | $4,662-72.9% |
| Participant deferral / active EE | $6,558 | $6,467+1.4% | $5,630+16.5% | $6,690-2.0% |
| Admin fee / account holder | $153 | $19,293-99.2% | $15,900-99.0% | $13,392-98.9% |