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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,205 | $46,697-82.4% | $117,533-93.0% | $68,486-88.0% |
| Participation rate | 76.0% | 56.8%+19.2pp | 70.6%+5.4pp | 67.9%+8.1pp |
| Annual return | -24.71% | -14.52%-10.2pp | 29.77%-54.5pp | -7.85%-16.9pp |
| Employer contribution / active EE | $2,004 | $1,506+33.1% | $4,179-52.0% | $2,597-22.8% |
| Participant deferral / active EE | $3,027 | $2,637+14.8% | $4,072-25.7% | $4,028-24.8% |
| Admin fee / account holder | $628 | $4,023-84.4% | $5,647-88.9% | $5,404-88.4% |