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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,256 | $58,275-53.2% | $81,844-66.7% | $80,935-66.3% |
| Participation rate | 92.9% | 63.5%+29.4pp | 72.4%+20.5pp | 67.7%+25.2pp |
| Annual return | 5.38% | 41.82%-36.4pp | 778.87%-773.5pp | 35.66%-30.3pp |
| Employer contribution / active EE | $2,244 | $2,346-4.3% | $2,916-23.1% | $2,757-18.6% |
| Participant deferral / active EE | $3,706 | $3,285+12.8% | $4,323-14.3% | $4,299-13.8% |
| Admin fee / account holder | $4,076 | $4,749-14.2% | $7,355-44.6% | $6,924-41.1% |