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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,636 | $108,897-76.5% | $100,378-74.5% | $145,877-82.4% |
| Participation rate | 50.0% | 83.0%-33.0pp | 81.5%-31.5pp | 80.3%-30.3pp |
| Annual return | 56.16% | 58.17%-2.0pp | 49.41%+6.7pp | 551.28%-495.1pp |
| Employer contribution / active EE | $2,263 | $4,420-48.8% | $3,942-42.6% | $4,663-51.5% |
| Participant deferral / active EE | $5,865 | $8,455-30.6% | $8,087-27.5% | $6,691-12.3% |
| Admin fee / account holder | $3,282 | $9,690-66.1% | $7,899-58.5% | $13,402-75.5% |