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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,245 | $211,105-90.9% | $178,449-89.2% | $145,978-86.8% |
| Participation rate | 55.0% | 80.8%-25.8pp | 77.1%-22.1pp | 80.3%-25.3pp |
| Annual return | 21.63% | 30.19%-8.6pp | 27.09%-5.5pp | 550.52%-528.9pp |
| Employer contribution / active EE | $2,134 | $4,569-53.3% | $3,951-46.0% | $4,662-54.2% |
| Participant deferral / active EE | $5,829 | $6,959-16.2% | $6,277-7.1% | $6,690-12.9% |
| Admin fee / account holder | $1,725 | $12,017-85.6% | $10,362-83.4% | $13,400-87.1% |