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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,184 | $123,000-92.5% | $105,582-91.3% | $198,609-95.4% |
| Participation rate | 71.4% | 76.8%-5.3pp | 71.8%-0.3pp | 82.4%-10.9pp |
| Annual return | 17.13% | 18.31%-1.2pp | 18.61%-1.5pp | 202.70%-185.6pp |
| Employer contribution / active EE | $1,776 | $3,582-50.4% | $2,984-40.5% | $5,055-64.9% |
| Participant deferral / active EE | $1,920 | $5,013-61.7% | $4,353-55.9% | $6,977-72.5% |
| Admin fee / account holder | $1,160 | $16,254-92.9% | $12,856-91.0% | $19,030-93.9% |