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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,184 | $107,733-91.5% | $92,985-90.1% | $154,746-94.1% |
| Participation rate | 71.4% | 74.6%-3.1pp | 69.5%+1.9pp | 80.7%-9.3pp |
| Annual return | 17.13% | 30.39%-13.3pp | 27.99%-10.9pp | 172.34%-155.2pp |
| Employer contribution / active EE | $1,776 | $3,126-43.2% | $2,662-33.3% | $4,379-59.4% |
| Participant deferral / active EE | $1,920 | $5,053-62.0% | $4,377-56.1% | $6,730-71.5% |
| Admin fee / account holder | $1,160 | $11,369-89.8% | $9,463-87.7% | $14,365-91.9% |