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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,644 | $88,754+8.9% | $81,820+18.1% | $145,877-33.7% |
| Participation rate | 100.0% | 75.1%+24.9pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 17.84% | 1031.77%-1013.9pp | 777.93%-760.1pp | 551.28%-533.4pp |
| Employer contribution / active EE | $26,282 | $3,085+751.8% | $2,915+801.6% | $4,663+463.6% |
| Participant deferral / active EE | $34,250 | $4,648+636.9% | $4,323+692.3% | $6,691+411.9% |
| Admin fee / account holder | $720 | $8,424-91.5% | $7,391-90.3% | $13,402-94.6% |