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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,097 | $162,136-85.1% | $152,301-84.2% | $154,746-84.4% |
| Participation rate | 94.1% | 84.1%+10.0pp | 82.4%+11.7pp | 80.7%+13.4pp |
| Annual return | 26.09% | 91.02%-64.9pp | 80.50%-54.4pp | 172.34%-146.2pp |
| Employer contribution / active EE | $4,177 | $4,890-14.6% | $4,624-9.7% | $4,379-4.6% |
| Participant deferral / active EE | $7,799 | $8,341-6.5% | $8,004-2.6% | $6,730+15.9% |
| Admin fee / account holder | $6,670 | $15,759-57.7% | $14,398-53.7% | $14,365-53.6% |