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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,097 | $154,228-84.4% | $145,433-83.4% | $137,256-82.4% |
| Participation rate | 94.1% | 83.8%+10.3pp | 82.1%+12.0pp | 80.0%+14.2pp |
| Annual return | 26.09% | 74.59%-48.5pp | 66.58%-40.5pp | 220.34%-194.3pp |
| Employer contribution / active EE | $4,177 | $4,804-13.0% | $4,554-8.3% | $4,156+0.5% |
| Participant deferral / active EE | $7,799 | $8,216-5.1% | $7,897-1.2% | $6,407+21.7% |
| Admin fee / account holder | $6,670 | $14,344-53.5% | $13,129-49.2% | $12,270-45.6% |