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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,441 | $111,785-90.7% | $93,669-88.9% | $145,877-92.8% |
| Participation rate | 100.0% | 74.2%+25.8pp | 68.7%+31.3pp | 80.3%+19.7pp |
| Annual return | 16.07% | 203.79%-187.7pp | 133.59%-117.5pp | 551.28%-535.2pp |
| Employer contribution / active EE | $3,183 | $3,096+2.8% | $2,424+31.4% | $4,663-31.7% |
| Participant deferral / active EE | $3,627 | $4,919-26.3% | $4,416-17.9% | $6,691-45.8% |
| Admin fee / account holder | $4,812 | $10,256-53.1% | $8,291-42.0% | $13,402-64.1% |